Massachusetts Motorcycle Insurance

Get the quality protection your bike deserves

For motorcycle enthusiasts, we know that your bike means a lot to you. That’s why we work hard to make sure that you have the right motorcycle insurance coverage for your bike, so you’re protected in the event of an accident, theft, or other damage.

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What does motorcycle insurance cover?

Bodily injury liability

Covers costs associated with injuries or death that you or another driver causes while operating your motorcycle.

Property damage liability

Reimburses others for damage that you or another driver operating your motorcycle causes to another vehicle or property, such as a fence or a building.

Collision coverage

Covers your motorcycle if it collides with another vehicle or object, including trees, guardrails, or fences.

Comprehensive coverage

Protects against damage to your car from events beyond your control, including theft, vandalism, falling trees, and more.

Medical payments or personal injury protection

Provides reimbursement for medical expenses for injuries to you or your passengers.

Uninsured motorist coverage

Reimburses you when an accident is caused by an uninsured driver, or in the case of a hit-and-run. You can also purchase underinsured motorist coverage, which covers costs when another driver lacks adequate coverage.

What types of motorcycles will we insure?

We will insure all types of motorcycles except for racing bikes. If you have a modification to your bike, please specify that when you get a quote, so that your agent can assign you the proper coverages.

Who is covered under my motorcycle insurance policy?

You, as well as any other listed operators on your motorcycle insurance policy, are covered. Anyone that is listed as an operator on your policy must possess a motorcycle license.

Motorcycle insurance additional coverage.

Additional motorcycle insurance coverage can be purchased for your policy for a specific need. One additional coverage you can often buy is guest coverage for any passengers on your bike. These coverages vary by insurance carrier, so we recommend that you contact our agents to determine what carriers offer which add-ons.

What happens when you get a motorcycle insurance quote?

Customer requests a quote

The customer provides the basic required information for a quote to one of our insurance agents. Please quote your motorcycle alone through our instant quote system, as pairing it with a car might cause errors. We recommend that you have your date of birth, license number, license plate number, and VIN number ready for our agents.

Verifying coverages

Our insurance agent will verify your needs for your insurance policy. Our agents will work to make sure that you have the required coverage in the state of Massachusetts, as well as any added coverage you may need.

The agent writes up a quote.

Based on the information that you provide to our agents, they will write up a quote and contact you with options to see what fits your budget. We work with many carriers, so finding you the right coverage at the right price is the name of our game.

Signing the contract

If you like the terms and price, our insurance agent will send over an application. You’ll complete the application and send a down payment on the motorcycle insurance policy.

Available motorcycle insurance discounts

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Get a Quote

By representing different motorcycle insurance carriers, WebFirst Insurance works directly for you to find the right coverage at the right price. To get a quote, click the “Get A Quote” button below or call us at (800) 957-1455. Our agents are available Monday – Friday from 8:00 am – 4:30 pm.

Frequently Asked Questions

Do I have to get my motorcycle license to be able to have motorcycle insurance?

You can have a motorcycle insurance policy with only a motorcycle permit; however, the premium is much higher. We recommend getting your license to save some money if it’s possible.

Should I wear my helmet when operating my motorcycle?

Yes, it is not only the law in Massachusetts for you to always wear a helmet while operating your motorcycle, but it’s also a good safety habit.

How can I practice defensive driving while operating my motorcycle?

There are many ways that you can practice defensive driving while operating your motorcycle. To find tips and strategies, head over to our article that talks about safety tips for motorcycle riders.

Should I keep my motorcycle insured during the winter?

It depends on how far into the winter you plan to use your bike. We recommend that you stay covered all year long just in case something happens to your bike during the off season.