Recreational Vehicle Insurance

We’ll keep the fun stuff protected

Enjoying the great outdoors is part of life in Massachusetts, and owning a recreational vehicle helps with getting outside to enjoy life. Being a Massachusetts insurance agency, WebFirst Insurance, LLC offers many options to cover your recreational vehicles from risks such as accidents and theft. Looking to insure your boat, RV, or snowmobile? WebFirst Insurance, LLC has you covered.

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What is recreational vehicle insurance?

Recreational vehicle insurance provides protection if you cause injuries or damages to others. It can also cover the cost of damages to your vehicle, if an incident that is covered occurs.

Vehicles covered

Unlike auto insurance, which only covers cars and trucks, recreational vehicle insurance covers a wider variety of vehicles, both in and out of state, including:

Class A, B, and C motorhomes

Travel trailers

Pop-up and truck campers

Boats, up to 50 feet long

Personal watercraft

Off-road vehicles

Coverage

Comprehensive coverage

protects your vehicle from theft, vandalism, windshield damage, acts of nature, and debris kicked up by other vehicles

Collision coverage

covers damage to your RV due to an accident, regardless of fault

Bodily injury and property damage liability

normally only required for motorhomes. Pays for damage or injuries you cause while driving your motorhome and covers legal fees that may result from the accident.

Uninsured / underinsured property damage & bodily injury liability

coverage protects your motorhome when damages occur, or when you experience personal injury in an accident

Medical payments

medical bills, up to the limit you choose, may be covered for you and your passengers if you’re in an accident, regardless of fault

What does recreational vehicle insurance not cover?

Recreational vehicle insurance does not cover natural wear and tear from things such as mold, fungi, or rot. Damage from earthquakes and floods is also not covered.

Terms you should know

Premium

the amount of money you pay for your insurance policy

Deductible

the out-of-pocket expense that you are required to pay before your insurer will cover your claim

Rate

the cost of your unit of insurance

Escrow

a third party service that holds your money until the money is ready to be released

Negligence

when a person doesn’t exercise reasonable care in a given situation

What happens when you contact our agents?

1
You request a quote.

You will be asked to provide the basic required information for a quote to one of our insurance agents. This information would be your name and the vehicles you would like insured. We will reach out directly for more information once you request a quote.

2
Verifying coverages.

We will verify your needs for your insurance policy. This is so that we can provide you with the best insurance in Massachusetts that caters to your needs.

3
We write up a quote.

Based on the information that you provide to our agents, we will write up a quote for you, and contact you with several differently priced options, to see what fits your budget. We work with many carriers, so finding you the right coverage at the most affordable price is the name of our game.

4
Signing the contract.

If you like the terms and the price, the insurance agent sends over an application. The customer fills out the application, and sends in a down payment on the policy.

About our recreational vehicle insurance coverage

We’ve partnered with a variety of carriers, which means we can search our network to find the most affordable insurance plan for your needs. Our experienced agents will work with you to explain coverage options, and make sure you’re getting the best recreational vehicle insurance in Massachusetts.

Get a Quote

 

To get a quote on recreational vehicle insurance, please call us at (800) 957-1455. Our agents are available Monday – Friday from 8:00 am – 4:30 pm.