We’ll keep the fun stuff protected
Enjoying the great outdoors is part of life in New England, and owning a recreational vehicle helps with getting outside to enjoy life. As your local Massachusetts insurance agency, WebFirst Insurance, LLC offers many options to cover your recreational vehicles from risks such as accidents or theft. Looking to insure your boat, RV, or snowmobile? WebFirst Insurance, LLC has you covered.
Contact an AgentWhat is recreational vehicle insurance?
Recreational vehicle insurance provides protection if you cause injuries or damages to others. It can also cover the cost of damages to your vehicle, if an incident that is covered occurs.
Unlike auto insurance, which only covers cars and trucks, recreational vehicle insurance covers a wider variety of vehicles, both in and out of state, including:
- Class A, B, and C motorhomes
- Travel trailers
- Pop-up and truck campers
- Boats up to 50 feet long
- Personal watercraft
- Off-road vehicles
Coverage
Comprehensive coverage
Protects your vehicle from theft, vandalism, windshield damage, acts of nature, and debris kicked up by other vehicles.
Collision coverage
Covers damage to your RV due to an accident, regardless of fault.
Bodily injury and property damage liability
Normally only required for motorhomes. Pays for damage or injuries you cause while driving your motorhome and covers legal fees that may result from the accident.
Uninsured / underinsured property damage & bodily injury liability
Coverage protects your motorhome when damages occur, or when you experience personal injury in an accident.
Medical payments
Medical bills, up to the limit you choose, may be covered for you and your passengers if you’re in an accident, regardless of fault.
What does recreational vehicle insurance not cover?
Recreational vehicle insurance does not cover natural wear and tear from things such as mold, fungi, or rot. Damage from earthquakes and floods is also not covered.
Get a quote
By representing different insurance companies WebFirst Insurance, LLC can shop for the most affordable insurance plan for your needs. Our exclusive Rating system can deliver an insurance rate comparison in a matter of minutes. Let WebFirst Insurance, LLC provide you with competitive quotes and the best recreational vehicle insurance in Massachusetts.
To get a quote, click the “Get Started” button below or call us at (800) 957-1455. Our agents are available Monday – Friday from 8:00 am – 4:30 pm.
Get StartedWhat happens when you contact our agents?
You request a quote
You will be asked to provide the basic required information for a quote to one of our insurance agents. This information would be your name and the vehicles you would like insured. We will reach out directly for more information once you request a quote.
Verifying coverages
We will verify your needs for your insurance policy. This is so that we can provide you with the best insurance in Massachusetts that caters to your needs.
We write up a quote
Based on the information that you provide to our agents, we will write up a quote for you, and contact you with several differently priced options, to see what fits your budget. We work with many carriers, so finding you the right coverage at the most affordable price is the name of our game.
Signing the contract
If you like the terms and the price, the insurance agent sends over an application. The customer fills out the application, and sends in a down payment on the policy.
Terms you should know
Premium
the amount of money you pay for your insurance policy
Deductible
the out-of-pocket expense that you are required to pay before your insurer will cover your claim
Rate
the cost of your unit of insurance
Escrow
a third party service that holds your money until the money is ready to be released
Negligence
when a person doesn’t exercise reasonable care in a given situation